Electronic Payments Coalition

The Electronic Payments Coalition (EPC) is a nonprofit business league that advocates for the interests of major banks, credit unions, and payment card networks involved in electronic payments. The coalition represents a wide range of large financial institutions and actively lobbies on legislative and regulatory issues affecting electronic payments, including credit card accountability and consumer protection laws.

EPC's mission is to promote a secure and innovative electronic payment system in the United States. It emphasizes consumer protection against fraud and data breaches while supporting the adoption of advanced payment technologies such as EMV chip cards and encryption. The organization also focuses on influencing public policy to keep up with technological advancements in digital payments. Through its lobbying efforts, EPC aims to create a favorable regulatory environment for its member organizations, which include prominent banks and payment networks like Visa and Mastercard.