YouTrip is a financial technology company based in Singapore, founded in 2018 by Caecilia Chu and Arthur Mak. It specializes in a multi-currency mobile wallet that is linked to both physical and virtual Mastercards. This wallet allows users to spend in over 150 currencies worldwide without incurring foreign transaction fees. Users benefit from real-time, transparent foreign exchange rates at spot wholesale prices.

The core product, the YouTrip multi-currency e-wallet, facilitates seamless online and offline payments globally. It is designed for travelers, digital nomads, and tech-savvy consumers who frequently transact across borders. Additionally, YouTrip offers YouTrip Business, a solution for corporate expense management tailored for SMEs involved in cross-border transactions. The company aims to provide a smarter way to pay in foreign currencies, continuously innovating to disrupt traditional currency exchange practices. YouTrip operates primarily in Southeast Asia, including Singapore, Thailand, and Hong Kong.