YRefy

Yrefy, LLC is a financial services company based in Phoenix, Arizona, founded in 2017. The company specializes in refinancing delinquent and defaulted private student loans, providing borrowers with low fixed interest rates and customized repayment plans. Yrefy aims to alleviate the burden of distressed private student loan debt and assist borrowers in rebuilding their credit scores through consistent, on-time payments.

Yrefy offers refinancing solutions without requiring a minimum credit score, making it accessible to those who may find it difficult to secure relief through traditional lenders. Loan amounts range from $5,000 to $350,000, with fixed interest rates between 1% and 5.99%, and repayment terms from 3 to 15 years. In addition to its services for borrowers, Yrefy provides investment opportunities for accredited investors through promissory notes that offer fixed returns over one to five years, combining financial returns with social impact.