United Wholesale Mortgage

United Wholesale Mortgage (UWM) is a prominent mortgage lender based in Pontiac, Michigan, founded in 1986 by Jeff Ishbia. As the largest wholesale mortgage lender in the United States, UWM specializes in supporting independent mortgage brokers rather than lending directly to consumers. The company employs over 7,000 people and operates in all 50 states, boasting an average loan turnaround time of 17 days, which is significantly faster than the industry average.

UWM offers a diverse range of mortgage products, including conventional loans, government-backed loans (FHA, VA, USDA), jumbo loans, non-QM loans, construction loans, and Home Equity Lines of Credit (HELOCs). They provide both purchase and refinance options with fixed-rate and adjustable-rate mortgage choices. UWM empowers independent brokers with advanced technology, training, and marketing support, enabling them to effectively serve homebuyers. The company emphasizes a culture of service, accountability, and continuous improvement, making it a leader in the wholesale mortgage industry.