United Federal Credit Union

United Federal Credit Union (UFCU) is a member-owned financial cooperative founded in 1949 in St. Joseph, Michigan. It has expanded to nearly 40 branches across seven states, including Arkansas, Indiana, Michigan, Nevada, North Carolina, Ohio, and Pennsylvania. UFCU manages approximately $4 billion in assets and serves over 194,000 members.

UFCU provides a wide range of personal and business banking products and services, including savings and checking accounts, loans, mortgages, credit cards, investment services, and business banking solutions. The credit union focuses on offering competitive rates and lower fees compared to traditional banks, reflecting its commitment to community service and financial empowerment. UFCU partners with over 900 employers to extend membership benefits, reinforcing its ties to local communities.

Headquartered in St. Joseph, Michigan, UFCU has a strong reputation for financial stability and service excellence, maintaining a 5-star rating from Bauer Financial for 25 consecutive years. The credit union has received several accolades, including the National Federal Credit Union of the Year award in 2013.