Openly is a technology-enabled insurance company founded in 2017, specializing in premium homeowners insurance. The company operates primarily in the United States, offering its services through independent insurance agents. Openly combines advanced technology and data analytics with insurance expertise to provide customizable and transparent home insurance coverage tailored to the unique needs of homeowners.

The company offers a range of homeowners insurance policies that include guaranteed replacement cost coverage, liability protection, and various customizable options. Key features include coverage for personal property, water backup, equipment breakdown, and home-sharing endorsements. Openly focuses on delivering a seamless claims experience and employs advanced risk selection to provide competitive rates. By exclusively distributing its products through independent agents, Openly emphasizes personalized service and expert advice for its customers.