National Foundation for Credit Counseling

The National Foundation for Credit Counseling (NFCC) is the largest nonprofit financial counseling organization in the United States, established in 1951. It operates a network of nearly 100 nonprofit consumer credit counseling agencies across all 50 states, U.S. territories, and the District of Columbia. NFCC's mission is to promote responsible financial behavior and improve the financial health of individuals and families through accessible, high-quality financial counseling and education.

NFCC member agencies offer a wide range of services tailored to consumer needs, including credit and debt counseling, bankruptcy counseling, housing counseling, debt management plans, credit report reviews, financial education, student loan counseling, and coaching for small business owners. The organization also certifies counselors to ensure ethical practices and effective client service. NFCC serves a diverse demographic, including low- to moderate-income individuals, first-time homebuyers, students, and small business owners, and collaborates with community organizations to extend its impact.