National Cooperative Bank (NCB) is a cooperatively owned financial institution established by the U.S. Congress in 1978. It focuses on serving the financial needs of cooperative-owned organizations across the United States. NCB aims to support cooperatives and their members, particularly in low-income communities, by providing innovative financial services that promote sustainable community development.

The bank offers a variety of lending and depository services, including commercial and real estate loans, savings accounts, and specialized products like the Impact Money Market Account and Impact Checking Account. NCB also provides Impact Certificates of Deposit with competitive annual percentage yields. Its diverse customer base includes grocery wholesaler co-ops, food co-ops, credit unions, housing co-ops, and nonprofit organizations that adhere to cooperative principles.

NCB is committed to making a positive local impact, investing a significant portion of its resources into communities. It has been recognized as one of America’s Top 100 Cooperatives and has a strong history of supporting civil rights and cooperative economic development.