Lower

Lower is a fintech company based in Columbus, Ohio, dedicated to simplifying homeownership through a digital home finance platform. Founded in 2014, Lower provides a comprehensive ecosystem that supports individuals in their home financing journey, including mortgage lending, refinancing, home insurance, and savings accounts. The company is recognized as the 28th largest home lender in the U.S. and has funded billions in loans, earning over 16,000 five-star customer reviews.

Lower operates as a digital mortgage lender, combining technology with human expertise to streamline financial transactions. Its services include a Mortgage as a Service (MaaS) platform, which allows other businesses to offer mortgage products under their own brand. Additionally, Lower partners with major insurance carriers to provide home insurance and has launched LowerOS, a mortgage origination software designed to enhance the borrowing experience. With a focus on a digital-first approach, Lower aims to lower barriers to homeownership for individual buyers and businesses alike.