Inter Cap Lending

Intercap Lending, Inc. is a mortgage lending company founded in 1978 and based in Utah. As a direct lender, it offers a wide range of home loan products and services to meet the diverse needs of borrowers throughout the homeownership lifecycle. The company is affiliated with major agencies like Fannie Mae, Freddie Mac, and Ginnie Mae, ensuring a streamlined loan process through in-house origination, processing, underwriting, funding, and servicing.

Intercap Lending provides various loan programs, including conventional, FHA, VA, USDA, and non-conforming loans. They also offer specialty options such as 203k rehabilitation loans, down-payment assistance, reverse mortgages, and bank statement loans for self-employed individuals. The company supports first-time homebuyers, investors, and those looking to refinance, while also providing educational resources and a Pathway to Qualification program to assist new buyers. With a commitment to personalized service and a high customer satisfaction rating, Intercap Lending aims to make homeownership accessible and the loan process a positive experience.