Earlypay

Earlypay is an Australian publicly listed company that specializes in tailored business finance solutions for small to medium-sized enterprises (SMEs). Founded in 2001 and headquartered in Sydney, Earlypay transitioned from a labour hire business to a finance provider, rebranding from CML Group Limited in November 2020. The company is led by CEO James Beeson since October 2022.

Earlypay offers a range of services, including invoice finance, which allows businesses to access cash flow by borrowing against outstanding invoices. This service helps companies avoid using personal assets as collateral. Additionally, Earlypay provides equipment finance to assist businesses in acquiring necessary tools without upfront costs, as well as trade finance and other business finance solutions to support various operational needs. The company emphasizes a customer-centric approach, combining the resources of a large organization with personalized service. Earlypay also invests in industry development through initiatives like its Business Finance and Lending Training and Development Scholarship Program.