Desert Financial Credit Union

Desert Financial Credit Union is a member-owned, not-for-profit financial cooperative based in Phoenix, Arizona. Established in 1939 by a group of educators, it has grown to become the largest credit union in the state, managing nearly $8.2 billion in assets and serving around 500,000 members as of 2024. Originally focused on teachers, the credit union has expanded its membership to nearly all Arizona residents, reflecting its commitment to the community.

The credit union offers a wide range of financial products and services, including checking and savings accounts, personal and auto loans, and mortgage lending through its subsidiary, Define Mortgage Solutions. Members benefit from online and mobile banking platforms, business banking services, and various rewards programs. Desert Financial is dedicated to community support, contributing millions to charitable initiatives and promoting financial education. It is federally insured by the National Credit Union Administration, ensuring member deposits are protected.