Central Lending is a private financial services company that specializes in real estate investment lending. It offers fast and personalized loan solutions primarily for real estate investors. The company provides a range of loan products, including bridge loans, rehab loans, and construction loans, designed to support various investment projects such as fix-and-flip and ground-up construction. Central Lending is known for its quick closings, often completing purchase loans within three days, and typically serves entity borrowers with non-owner-occupied properties.

Based in Lakeland, Florida, the U.S. operations of Central Lending focus on delivering flexible financing solutions tailored to the needs of real estate investors. The company emphasizes a streamlined process, responding to pre-approval requests within one business day and ensuring that loans are generally in the first lien position. Additionally, Central Lending Limited, incorporated in the UK, engages in financial intermediation and real estate transactions, operating separately from the U.S. lending services.