Blue Cross Blue Shield of Michigan

Blue Cross Blue Shield of Michigan (BCBSM) is a nonprofit health insurance company with a rich history dating back to the 1930s. Formed in 1975 from the merger of Michigan Blue Cross and Michigan Blue Shield, BCBSM provides comprehensive health coverage across all 83 counties in Michigan. The company serves approximately 4.45 million members, including those who work for Michigan companies but live out of state.

BCBSM offers a variety of health insurance products, including individual and group plans, Medicare, and Medicaid options. Its subsidiary, Blue Care Network (BCN), is the largest HMO in Michigan and is recognized for its quality and value. The company emphasizes improving healthcare through partnerships with providers and innovative care models, such as the Patient-Centered Medical Home Program. BCBSM also promotes the use of generic drugs to enhance affordability and is the sole provider of ACA-compliant coverage on the Health Insurance Marketplace in Michigan. Additionally, BCBSM contributes to the Michigan Health Endowment Fund, supporting health and wellness initiatives for children and seniors.